Free tool

Refinance & Equity Calculator

Chuck in your property value, loan balance and rate. You'll see your equity update as you type, get a straight read on whether your rate's actually sharp, and land on the refinance scenario that fits your situation.

4 QUICK SECTIONS · LIVE CALCULATOR
SECTION 1
Your property and loan
$
$
%
Your LVR
Your equity
SECTION 2
Loan type and repayments

Is this loan on your home or an investment?

How are you repaying it?

SECTION 3
Any other debts?

Car loans, personal loans or credit cards you'd want rolled in?

SECTION 4
What matters most right now?

Fill in your property value, loan balance and rate, and pick an option for each question, to see your results.

Loan to value ratio
Total equity
Usable equity (to 80% LVR)

THE SCENARIO THAT FITS YOUR SITUATION

Quick reminder: this is a rough guide off general market rates, not a formal number. Your actual position depends on the lender, your income and everything else in the mix. Fifteen minutes and I'll give you the real figure.

Book my 15-min call →