Free tool

Refinance & Equity Calculator

Chuck in your property value, loan balance and rate. You'll see your equity update as you type, get a straight read on whether your rate's actually sharp, and land on the refinance scenario that fits your situation.

4 QUICK SECTIONS · LIVE CALCULATOR
SECTION 1
Your property and loan
$
$
%
Your LVR
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Your equity
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SECTION 2
Loan type and repayments

Is this loan on your home or an investment?

How are you repaying it?

SECTION 3
Any other debts?

Car loans, personal loans or credit cards you'd want rolled in?

SECTION 4
What matters most right now?

Fill in your property value, loan balance and rate, and pick an option for each question, to see your results.

Loan to value ratio
–
Total equity
–
Usable equity (to 80% LVR)
–
–

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THE SCENARIO THAT FITS YOUR SITUATION

Quick reminder: this is a rough guide off general market rates, not a formal number. Your actual position depends on the lender, your income and everything else in the mix. Fifteen minutes and I'll give you the real figure.

Book my 15-min call →